Terms of Use & SMS Terms of Service
These Terms govern your use of trustrefined.com and your communications with the Ethan Brooks Mortgage Team — operating as Refined Mortgage Group, a branch of Fairway Home Mortgage (Corporate NMLS #2289; Ethan Brooks NMLS #1639987). By using this site or opting in to receive text messages, you agree to these Terms.
01Acceptance of Terms
By accessing this website or submitting any form, you accept these Terms of Use and our Privacy Policy. If you do not agree, please do not use the site.
02Our Services
Content on this site is provided for general informational purposes about mortgage products and services. It is not an offer or commitment to lend, and it is not an indication of loan qualification or approval. Not all applicants will qualify. Rates, programs, and information are subject to change without notice, and all products are subject to credit and property approval. Other restrictions and limitations may apply.
03SMS Terms of Service
If you provide your mobile phone number and opt in, the following SMS Terms of Service apply:
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Fairway Home Mortgage. This includes SMS messages for account notifications, appointment reminders, and business updates. Message frequency varies. Message and data rates may apply. To opt out at any time, text STOP. For assistance, text HELP or visit our website at https://www.fairway.com/. Visit our Privacy Policy for our Privacy Policy.
Types of messages you may receive
- Account notifications related to your inquiry or loan;
- Appointment and consultation reminders; and
- Business updates and, where you consent, promotional messages.
Web form consent language
Where we collect a phone number through a web form, consent is obtained through a clearly labeled, optional (unchecked) opt-in checkbox using the following disclosure:
By checking this box, you agree to receive appointment, promotional, and business-related texts from Fairway Home Mortgage at the phone number provided. Consent is not a condition of purchase. Message frequency will vary. Message and data rates may apply. Reply STOP to unsubscribe. Click to view our Terms of Service and Privacy Policy.
04Message Frequency, Rates & Carriers
Message frequency varies based on your interaction with us. Message and data rates may apply according to your mobile plan. Mobile carriers are not liable for delayed or undelivered messages.
05Opting Out & Help
You may withdraw consent and stop receiving texts at any time by replying STOP to any message. For help, reply HELP, email ethan@trustrefined.com, or call 414-488-0438.
06Intellectual Property
The content, logos, and materials on this site are owned by or licensed to Refined Mortgage Group and Fairway Home Mortgage and may not be copied or reused without permission.
07Disclaimers & Limitation of Liability
This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any damages arising from your use of the site or reliance on its content. Always confirm details directly with us before making financial decisions.
08Equal Housing & Licensing
Ethan Brooks NMLS #1639987. Fairway Home Mortgage, Corporate NMLS #2289. Licensed in Wisconsin. Equal Housing Opportunity. Complaints may be directed to (877) 699-0353 or customerservice@fairwaymc.com.
09Changes to These Terms
We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.
Contact Us
Ethan Brooks · Refined Mortgage Group
11220 W Burleigh St., Unit 159, Wauwatosa, WI 53222
Phone: 414-488-0438
Email: ethan@trustrefined.com